Insurance Coverage

We have decades of experience representing insurance companies throughout the United States in a wide variety of coverage matters, including first- and third-party claims, excess and reinsurance issues, and bad faith claims. From complex coverage cases involving Fortune 500 companies to routine disputes involving individual policyholders, our clients rely on us to provide legal advice that is both practical and strategic. We counsel insurers under a wide variety of policies, including general liability, professional, and auto, among others.

We provide our clients with formal written legal opinions on the existence and scope of insurance coverage. However, our insurance coverage services involve much more than preparing opinion letters. As trusted advisors to our clients, we stay involved in all aspects of coverage disputes, including evaluating the legal and factual issues at play, conducting depositions, assisting clients with the selection of qualified experts, and filing or defending declaratory judgment actions and other lawsuits if necessary. We are also dedicated to helping our clients to avoid coverage disputes and litigation in the first place, so we have expanded our practice to include providing counsel on litigation prevention, loss minimization, and policy language.

As seasoned litigators, we have handled all aspects of insurance defense litigation, and are comfortable advocating and negotiating on our clients’ behalf, whether in the courtroom, the conference room, or before an arbitrator or mediator. We have successfully defended insurance companies in bad faith litigation and declaratory relief actions involving scope of coverage in state and federal courts.

Well-versed in the intricate and complex issues that can arise in insurance coverage disputes, we are able to counsel our clients on their duty to defend and pay in cases of significant injury, property damage, and construction defects, among others. We also handle disputes involving excess carrier claims against primary carriers, analyzing these often high-stakes situations to determine what coverage exists and the extent and priority of the coverage.

We have handled coverage disputes and litigation in a broad range of areas, including:

  • Defective construction
  • Construction injuries
  • Product liability
  • Landslide
  • Subsidence
  • Premises liability
  • Professional malpractice
  • General liability
  • Excess liability
  • Environmental liability
  • Commercial auto
  • Homeowners
  • Intellectual property

For more information on our Insurance Coverage Practice, we welcome you to contact us at (714) 578-4050.

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